Terms of Service

1. Acceptance of Terms

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and IslaFans LLC, a Delaware limited liability company (“IslaFans,” “we,” “our,” or “us”), governing your access to and use of the IslaFans website, platform, mobile applications, and all related services (collectively, the “Services”).

By creating an account, accessing, or using the Services in any way, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy and Cookie Policy, each of which is incorporated herein by reference. If you do not agree to these Terms, you must immediately discontinue all use of the Services.

Your continued use of the Services following notice of any changes to these Terms constitutes your acceptance of those changes.

2. Eligibility

You must be at least 18 years of age to use the Services. By using the Services, you represent and warrant that:

• You are at least 18 years old;
• You have the legal capacity to enter into a binding contract;
• You are not prohibited from using the Services under any applicable law;
• You are not a convicted sex offender required to register under federal or state law;
• If you are accessing the Services on behalf of a business or other legal entity, you have authority to bind that entity to these Terms.

IslaFans does not knowingly permit access to users under the age of 18. We reserve the right to require age verification at any time. If we learn that a user is under 18, we will immediately suspend or terminate the account and remove any associated content.

Users located in countries where access to or use of the Services is prohibited by applicable law are not permitted to use the Services. You are solely responsible for compliance with your local laws.

3. Account Registration & Security

To access certain features of the Services, you must register for an account. When registering, you agree to provide accurate, current, and complete information and to promptly update such information if it changes. You may not use false identities, impersonate any person or entity, or provide misleading information.

You are solely responsible for maintaining the confidentiality of your account credentials, including your password. You agree to notify us immediately at support@islafans.com of any unauthorized use of your account or any other security breach. IslaFans will not be liable for any loss or damage arising from your failure to comply with this obligation.

You may not share, sell, transfer, or assign your account to any other person. Each account is personal to the registered user. IslaFans reserves the right to reclaim usernames that violate these Terms or that have been inactive for an extended period.

4. Description of Services

IslaFans is an online platform that enables content creators (“Creators”) to share digital content—including photos, videos, live streams, and written posts—with fans and subscribers (“Fans”) who pay for access through subscriptions, tips, and pay-per-view purchases.

IslaFans acts as a technology platform and payment facilitator. We do not create, produce, or own the content uploaded by Creators, and we are not a publisher or speaker of third-party content for purposes of 47 U.S.C. § 230. However, we may moderate content to enforce these Terms and applicable law.

We do not guarantee continuous, uninterrupted, or error-free access to the Services. The Services are provided on an “as-is” and “as-available” basis. We may modify, suspend, or discontinue any feature of the Services at any time without liability.

5. Creator Terms

5.1 Eligibility & Verification

To become a Creator, you must complete identity verification, including submission of a government-issued photo ID and a selfie, and must be at least 18 years of age. Verification is required for all Creators before any content may be published or monetized. IslaFans may deny or revoke Creator status at its sole discretion.

5.2 Content Ownership & License

You retain all intellectual property rights in the content you upload (“Creator Content”). By uploading Creator Content, you grant IslaFans a non-exclusive, worldwide, royalty-free, sublicensable license to host, store, reproduce, distribute, display, and transmit your Creator Content solely for the purpose of operating and providing the Services.

5.3 Revenue Share & Payouts

IslaFans retains a platform commission of twenty percent (20%) of all gross revenue generated by a Creator. Creators receive the remaining eighty percent (80%), subject to applicable payment processor fees. Payouts are processed on a net-30 basis (i.e., funds earned in a calendar month are paid out within 30 days of the close of that month), subject to a minimum threshold and your selected payout method. IslaFans reserves the right to withhold payouts pending resolution of disputes, chargebacks, fraud investigations, or legal holds.

5.4 Tax Obligations

Creators are independent contractors, not employees of IslaFans. You are solely responsible for all applicable federal, state, and local taxes on your earnings. US-based Creators earning over $600 in a calendar year will receive a Form 1099-NEC. You agree to provide accurate tax information, including a completed IRS Form W-9 (for US persons) or applicable W-8 form (for non-US persons), prior to receiving any payout.

5.5 Content Standards

All content must comply with these Terms, our Content Policy, and all applicable laws. You represent and warrant that: (a) you own or have all necessary rights to your Creator Content; (b) your content does not infringe any third-party intellectual property, privacy, or publicity rights; (c) all individuals depicted in your content are at least 18 years of age and have consented to appear; and (d) your content does not violate any applicable law or regulation.

6. Fan / Subscriber Terms

6.1 Subscriptions

Subscriptions to Creator content are billed on a recurring basis (monthly or as otherwise specified). By subscribing, you authorize IslaFans (through our payment processor, Stripe) to charge your payment method on a recurring basis at the stated price until you cancel. Subscription prices are set by individual Creators and may vary.

6.2 Cancellation

You may cancel a subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period. You will retain access to subscribed content through the end of the paid period. IslaFans does not provide prorated refunds for unused subscription time.

6.3 Refund Policy

All purchases on IslaFans are final. We do not provide refunds for subscription payments, tips, pay-per-view purchases, or any other transactions once the digital content has been accessed or delivered, except where required by applicable law or as expressly stated herein.

6.4 Chargebacks

Initiating a chargeback without first contacting IslaFans support constitutes a material breach of these Terms and may result in immediate account suspension and a permanent ban from the platform. IslaFans reserves the right to dispute any chargeback it deems fraudulent or in bad faith.

7. Prohibited Conduct

You agree not to, and will not permit others to:

• Post, upload, or share any content that depicts minors in a sexual manner (CSAM) — this is a zero-tolerance policy and will be reported to the National Center for Missing & Exploited Children (NCMEC) and law enforcement;
• Post content depicting non-consensual sexual activity;
• Use the Services for any illegal purpose or in violation of any federal, state, local, or international law;
• Harass, threaten, intimidate, stalk, or abuse any other user;
• Impersonate any person or entity or misrepresent your identity or affiliation;
• Upload malware, viruses, or other harmful code;
• Scrape, crawl, or extract data from the Services using automated means without written permission;
• Circumvent, disable, or interfere with security-related features of the Services;
• Engage in any activity that disrupts or interferes with the Services or servers;
• Attempt to access accounts or data belonging to other users;
• Use the Services to send unsolicited commercial messages (spam);
• Engage in money laundering, fraud, or any other financial crimes;
• Resell, sublicense, or commercially exploit access to the Services.

8. Content Standards & DMCA

8.1 DMCA Safe Harbor

IslaFans respects the intellectual property rights of others and complies with the Digital Millennium Copyright Act (17 U.S.C. § 512). We provide a process for copyright owners to notify us of alleged infringement and for accused parties to submit counter-notices.

8.2 DMCA Takedown Notices

If you believe content on IslaFans infringes your copyright, send a written notice to our Designated Copyright Agent containing:

• Your physical or electronic signature;
• Identification of the copyrighted work claimed to be infringed;
• Identification of the infringing material and its location on the platform;
• Your contact information (address, telephone, email);
• A statement of good faith belief that use is not authorized;
• A statement under penalty of perjury that the information is accurate and you are the copyright owner or authorized to act on their behalf.

Designated Copyright Agent:
IslaFans LLC — DMCA Agent
Email: legal@islafans.com

8.3 Counter-Notices

If your content was removed in error, you may submit a counter-notice to our Copyright Agent containing your signature, identification of the removed content, a statement under penalty of perjury that removal was a mistake or misidentification, your contact information, and consent to the jurisdiction of the federal district court for your district (or the State of Delaware if outside the US).

8.4 Repeat Infringers

IslaFans will terminate accounts of users who are determined to be repeat copyright infringers in appropriate circumstances.

9. Payments & Billing

All payment processing on IslaFans is handled by Stripe, Inc., a third-party payment processor. By making a purchase, you agree to Stripe's Terms of Service and Privacy Policy.

IslaFans does not store your full payment card details. Payment card data is handled directly by Stripe and is subject to PCI-DSS compliance standards. IslaFans stores only the last four digits of your card number, card type, and billing information for record-keeping purposes.

Subscription charges are processed automatically on a recurring basis. If your payment method fails, we may retry the charge and/or suspend access to the Services until payment is received. You are responsible for ensuring your payment information is current.

IslaFans reserves the right to change pricing at any time. We will provide at least 30 days' advance notice of any price increases to existing subscriptions via email or in-app notification.

All fees are stated in US dollars (USD) and are exclusive of any applicable sales tax, value-added tax, or similar taxes, which may be added depending on your jurisdiction.

10. Intellectual Property

The IslaFans name, logo, website design, software, and all related intellectual property are owned by or licensed to IslaFans LLC and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right to use our trademarks, service marks, or trade dress.

Creator Content remains the property of the respective Creator, subject to the license granted to IslaFans in Section 5.2. Fans may view Creator Content for personal, non-commercial use only. You may not download, reproduce, distribute, or commercially exploit any Creator Content without the explicit written permission of the Creator.

If you provide feedback, suggestions, or ideas about the Services, you grant IslaFans a perpetual, irrevocable, royalty-free license to use such feedback for any purpose without compensation to you.

11. 18 U.S.C. § 2257 Compliance

IslaFans requires that all content depicting sexually explicit material comply with 18 U.S.C. § 2257 and its implementing regulations (28 C.F.R. Part 75). All Creators who upload or post sexually explicit content represent and warrant that:

• All performers depicted in any sexually explicit content are at least 18 years of age;
• They maintain or have access to the required age verification records for all performers;
• Such records are available for inspection as required by law.

IslaFans maintains records as required by 18 U.S.C. § 2257 for content produced on the platform. The Custodian of Records may be reached at:

IslaFans LLC — Custodian of Records
Email: legal@islafans.com

Any content found to depict individuals under the age of 18 in a sexual manner will be immediately removed, the account will be terminated, and the matter will be reported to the appropriate law enforcement authorities and NCMEC.

12. Privacy

Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you consent to our collection, use, and sharing of your information as described in the Privacy Policy. Please review the Privacy Policy carefully before using the Services.

13. Disclaimers & Limitation of Liability

13.1 Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. ISLAFANS DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

13.2 Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ISLAFANS LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOSS OF DATA, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICES.

IN NO EVENT SHALL ISLAFANS'S TOTAL AGGREGATE LIABILITY TO YOU EXCEED THE GREATER OF (A) ONE HUNDRED US DOLLARS ($100.00) OR (B) THE TOTAL AMOUNTS YOU PAID TO ISLAFANS IN THE THREE (3) MONTHS PRECEDING THE CLAIM. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

14. Indemnification

You agree to defend, indemnify, and hold harmless IslaFans LLC and its officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms;
• Your use or misuse of the Services;
• Content you upload, post, or transmit through the Services;
• Your violation of any applicable law or regulation;
• Your violation of any third-party rights, including intellectual property or privacy rights.

IslaFans reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which event you will cooperate with IslaFans in asserting any available defenses.

15. Governing Law & Venue

These Terms and any dispute arising out of or related to them or the Services shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

Subject to the arbitration agreement in Section 16, any legal action or proceeding not subject to arbitration shall be brought exclusively in the state or federal courts located in the State of Delaware. You irrevocably consent to the personal jurisdiction and venue of such courts and waive any objection to the laying of venue or any claim of inconvenient forum.

16. Dispute Resolution / Mandatory Arbitration

PLEASE READ THIS SECTION CAREFULLY. It affects your legal rights, including your right to file a lawsuit in court.

Except for disputes that qualify for small claims court, you and IslaFans agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services (a “Dispute”) shall be resolved exclusively through binding individual arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules (available at adr.org), rather than in a court of law.

The arbitration shall be conducted in the English language and seated in the State of Delaware. The arbitrator shall have authority to award any remedy that would be available in court, except that the arbitrator may not award relief in excess of or inconsistent with these Terms.

Before commencing arbitration, either party must first provide written notice of the Dispute to the other party and allow 30 days to attempt informal resolution. Notices to IslaFans should be sent to legal@islafans.com.

AAA filing fees will be governed by the AAA's Consumer Fee Schedule. IslaFans will pay AAA fees for claims under $10,000 unless the arbitrator determines the claim is frivolous. You may opt out of arbitration within 30 days of first accepting these Terms by sending written notice to legal@islafans.com.

17. Class Action Waiver

YOU AND ISLAFANS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, PRIVATE ATTORNEY GENERAL, OR REPRESENTATIVE PROCEEDING. TO THE EXTENT PERMITTED BY LAW, YOU WAIVE YOUR RIGHT TO A JURY TRIAL IN ANY DISPUTE RELATING TO THESE TERMS OR THE SERVICES. IF A COURT FINDS THAT APPLICABLE LAW PRECLUDES ENFORCEMENT OF THIS WAIVER AS TO ANY CLAIM OR REQUEST FOR REMEDY, THEN THAT CLAIM OR REQUEST FOR REMEDY (AND ONLY THAT CLAIM OR REQUEST FOR REMEDY) SHALL BE SEVERED FROM THE ARBITRATION AND MAY BE ADJUDICATED IN COURT.

18. Termination

IslaFans reserves the right to suspend, restrict, or permanently terminate your account and access to the Services at any time, with or without notice, for any reason, including but not limited to violation of these Terms, fraudulent activity, chargebacks, legal obligations, or conduct that IslaFans determines (in its sole discretion) to be harmful to the platform or its users.

You may terminate your account at any time by following the account deletion process in your settings or by contacting support@islafans.com. Upon termination, your right to use the Services immediately ceases. We may retain certain information as required by law or for legitimate business purposes.

Provisions of these Terms that by their nature should survive termination shall survive, including Sections 10, 11, 13, 14, 15, 16, and 17.

19. Changes to Terms

IslaFans reserves the right to modify these Terms at any time. For material changes, we will provide at least 30 days' advance notice via email to your registered address or through a prominent notice on the platform. Non-material changes may be made at any time without notice.

Your continued use of the Services after the effective date of any revised Terms constitutes your acceptance of those changes. If you do not agree to the revised Terms, you must stop using the Services before the effective date of the changes.

20. Contact Information

If you have any questions about these Terms of Service, please contact us:

These Terms of Service were last updated on May 17, 2026. Prior versions are available upon request.